Consolidating direct student loans

According to the Free Application for Federal Student Aid (FAFSA) website, basic eligibility requires you to: Note: Students with criminal convictions who are incarcerated have limited availability to federal student aid. If you are on probation or parole, you may apply for federal financial aid, but your options may be limited.

Federal Loan Programs Direct Loans Direct Loansare the largest federal student loan program. The first step to receiving federal student aid is to apply online.

Until recently, non-traditional college students have been forced to fend for themselves in a college assistance arena that favors recent high-school graduates.

But modern social trends are creating a greater need for educational support among college students who are returning to higher education after an absence.

If you have good credit but no cosigner visit this page to get started Eligibility Most students are eligible for some type of federal aid regardless of income and whether or not they have a cosigner.

To qualify for federal student aid, you must meet a few requirements.

Single parents represent a substantial subset of the college student body, so this non-traditional student group is starting to get more attention from scholarship underwriters.

Many people are understandably hesitant to borrow money.Paying for college can be difficult enough without having to deal with bad credit.Your credit history can affect how much loan money you may receive.But even with scholarships and Federal grants, most students will face a gap in their college fund that requires a student loan of one form or another.

Whether you pursue a Federal loan or a private lender loan there are benefits and disadvantages that all student borrowers need to consider.If you have bad credit and no cosigner, your best bet is to apply for federal student aid.

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